Solutus provides a comprehensive range of loan administration solutions across the full spectrum of real estate credit. From single-lender investment loans through to complex multi-lender and multi-borrower financings, our team brings deep expertise and operational precision to the day-to-day life of every loan we manage. We work closely with our clients to develop tailored solutions designed to meet the specific requirements of their transactions, ensuring loans are managed smoothly, accurately, and efficiently from initial drawdown through to repayment.
Operating across Europe, Solutus serves a diverse client base that includes traditional banks, credit funds and investment banks. Our platform accommodates the full range of real estate credit structures across all property types.
Solutus delivers efficient and accurate loan administration, supported by robust processes and established controls. Our team oversees key administrative activities, maintains loan documentation and tracks contractual obligations to ensure consistency and accuracy throughout the loan lifecycle.
We combine operational discipline with a responsive, hands-on approach, coordinating information flows and transaction requirements to minimise complexity, maintain oversight and support effective loan management.
Solutus acts as Facility Agent and Security Agent across a wide variety of lending structures. As Facility Agent, we serve as the central point of coordination between lenders, borrowers and other transaction parties, managing all communications, information flows and administrative processes required under the loan documentation.
This includes calculating interest and fees, processing utilisation requests and monitoring deliverables. As Security Agent, we hold and manage security on behalf of the lenders, setting up blocked bank accounts and facilitating payments, ensuring that all security interests are properly registered, maintained and kept in good order throughout the life of the loan. Our experienced team manages cross-border security arrangements with precision, providing lenders with confidence that their interests are properly protected at all times.
Solutus provides comprehensive cash management services, including the operation of transaction accounts, management of payment priority structures, calculation and distribution of interest and principal payments, and the processing of reserve account movements. All cash flows are handled in strict accordance with the loan documentation, with clear audit trails and timely settlement. Alongside this, we deliver detailed portfolio reporting providing clear visibility into loan performance, compliance with loan conditions, upcoming payment dates, and portfolio-wide analysis.
In Europe we can provide payment services solutions through our agency relationship with Lemonway, a regulated payment services provider.
Solutus offers independent third-party security trustee services, coordinating lender voting, maintaining the register of lenders and managing associated securities.
Our trustee function is supported by thorough Know Your Customer and Anti-Money Laundering checks, ensuring that all parties are subject to appropriate regulatory screening before a loan completes.
In addition to our lender-side capabilities, Solutus offers borrower agency services that support borrowers in managing their ongoing administrative obligations.
Our team assists with the coordination of information requirements, the preparation and submission of compliance certificates, and the management of regular reporting obligations to lenders. This dual perspective gives Solutus a unique understanding of the demands on both sides of a transaction and enables smoother, more efficient interactions between all parties.
Underpinning our servicing delivery is a commitment to technological innovation and operational excellence.
Our systems handle the complexity and scale demanded by modern real estate credit portfolios, offering automated workflow management, real-time data processing, and flexible reporting. Data security and regulatory compliance are embedded into every layer of our operations, and our governance structures provide full transparency and accountability.
INNOVATION
Our servicing is underpinned by technological innovation and operational excellence.
Our systems handle the complexity and scale of modern real estate credit portfolios, with automated workflows, real-time data processing, and flexible reporting. Data security, regulatory compliance, and full transparency are embedded into every layer of our operations.
Streamlined processes that eliminate manual intervention and reduce operational risk across the entire loan lifecycle.
Live data processing ensures every calculation is accurate and every stakeholder has complete visibility at all times.
Tailored reporting packages that adapt to the specific requirements of each transaction and client relationship.
Complete traceability on every transaction, every decision, and every data point from drawdown through repayment.
Enterprise-grade security infrastructure with encryption, access controls, and continuous monitoring built in.
Built-in compliance frameworks across all operating jurisdictions, continuously updated for regulatory changes.
Operating across Europe, Solutus serves a diverse client base. Our platform accommodates the full range of real estate credit structures, whether secured or unsecured, and across all major property types.
What sets Solutus apart is our commitment to building long-term, collaborative partnerships with our clients. Every transaction is different, and our team takes the time to understand the details of each deal, designing solutions that are precisely matched to the needs of the transaction.
Whether managing a single-lender loan or an extensive portfolio of multi-lender facilities across multiple countries, Solutus delivers the operational discipline, attention to detail, and personalised service that our clients depend on. With a proven track record across European markets and a reputation built on trust, transparency, and excellence, Solutus is the partner of choice for lenders seeking best-in-class loan administration across the full spectrum of real estate credit.
